{"id":47680,"date":"2025-09-21T10:45:00","date_gmt":"2025-09-21T15:45:00","guid":{"rendered":"https:\/\/ustower.net\/?p=47680"},"modified":"2025-09-21T22:49:40","modified_gmt":"2025-09-22T03:49:40","slug":"1-in-3-americans-have-no-emergency-savings-survey","status":"publish","type":"post","link":"https:\/\/ustower.net\/?p=47680","title":{"rendered":"1 in 3 Americans have no emergency savings: Survey"},"content":{"rendered":"\n<p class=\"has-medium-font-size wp-block-paragraph\">(<a href=\"https:\/\/www.newsnationnow.com\/\"><u>NewsNation<\/u><\/a>) \u2014 A third of Americans lack an&nbsp;<a href=\"https:\/\/www.newsnationnow.com\/business\/your-money\/emergency-funds-how-much-should-you-have\/\"><u>emergency savings fund<\/u><\/a>, while 29% could not afford an unexpected expense over $400, according to a new survey from retirement plan provider&nbsp;<a href=\"https:\/\/www.empower.com\/the-currency\/money\/safety-net-emergency-savings-research\"><u>Empower.<\/u><\/a><\/p>\n\n\n\n<p class=\"has-medium-font-size wp-block-paragraph\">The survey also found the median emergency savings for Americans is $500.<\/p>\n\n\n\n<p class=\"has-medium-font-size wp-block-paragraph\">A majority of respondents to the survey, 63%, said the&nbsp;<a href=\"https:\/\/www.newsnationnow.com\/business\/your-money\/groceries-cost-more-less\/\"><u>rising cost of living<\/u><\/a>&nbsp;has made it more difficult to build and maintain emergency funds, with over half (58%) describing saving for emergencies as \u201calmost impossible\u201d in the current economic climate.<\/p>\n\n\n\n<p class=\"has-medium-font-size wp-block-paragraph\">In addition, half of Americans (50%) said they were stressed about their current amount of emergency savings, and 42% said their savings wouldn\u2019t help if they lost their job, an increasing fear given the&nbsp;<a href=\"https:\/\/www.newsnationnow.com\/business\/us-added-911000-fewer-jobs\/\"><u>perceived sluggishness<\/u><\/a>&nbsp;of the U.S. labor market, the&nbsp;<a href=\"https:\/\/www.newsnationnow.com\/business\/tech\/ai\/ai-first-250-layoffs-fiverr\/\"><u>continued rise of artificial intelligence<\/u><\/a>&nbsp;and&nbsp;<a href=\"https:\/\/www.newsnationnow.com\/business\/your-money\/trump-tariff-rules-charges-consumers\/\"><u>uncertainty introduced\u2002<\/u><\/a>by the new tariffs announced this year by the Trump administration.<\/p>\n\n\n\n<p class=\"has-medium-font-size wp-block-paragraph\">The Empower study is based on an online survey of 2,202 Americans aged 18 and over and was administered between June 3 and 5, 2025. The full results can be found&nbsp;<a href=\"https:\/\/www.empower.com\/the-currency\/money\/safety-net-emergency-savings-research\"><u>here<\/u><\/a>.<\/p>\n\n\n\n<p class=\"has-medium-font-size wp-block-paragraph\"><a href=\"https:\/\/thehill.com\/business\/personal-finance\/5513970-1-in-3-americans-have-no-emergency-savings-survey\/\">thehill<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>(NewsNation) \u2014 A third of Americans lack an&nbsp;emergency savings fund, while 29% could not afford an unexpected expense over $400, according to a new survey from retirement plan provider&nbsp;Empower. The survey also found the median emergency savings for Americans is $500. A majority of respondents to the survey, 63%, said the&nbsp;rising cost of living&nbsp;has made [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":47681,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5780],"tags":[34706,8542,34705],"class_list":["post-47680","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-livehood","tag-emergency-savings","tag-empower","tag-retirement-plan"],"_links":{"self":[{"href":"https:\/\/ustower.net\/index.php?rest_route=\/wp\/v2\/posts\/47680","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ustower.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ustower.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ustower.net\/index.php?rest_route=\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/ustower.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=47680"}],"version-history":[{"count":1,"href":"https:\/\/ustower.net\/index.php?rest_route=\/wp\/v2\/posts\/47680\/revisions"}],"predecessor-version":[{"id":47682,"href":"https:\/\/ustower.net\/index.php?rest_route=\/wp\/v2\/posts\/47680\/revisions\/47682"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ustower.net\/index.php?rest_route=\/wp\/v2\/media\/47681"}],"wp:attachment":[{"href":"https:\/\/ustower.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=47680"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ustower.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=47680"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ustower.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=47680"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}